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Dual Eligible Special Needs Plan (D-SNP)


Do you have both a Medicare and a Medicaid card?

If so, then you may be able to get one combined health plan — and save more.


Do you have both Original Medicare (Parts A and B) and Medicaid? If you do, you may qualify for a special type of health plan. One that covers more of your visits, care and services at no extra cost. 

What is a Dual Eligible Special Needs Plan?

A Dual Eligible Special Needs Plan (D-SNP) covers doctor visits, hospital care and prescription drugs under one plan. It not only saves you money, it offers more special services.

If you qualify, you may be able to sign up for a D-SNP plan now.

Plans accepted

  • Humana Gold Plus D-SNP
  • UnitedHealthcare Dual Complete D-SNP


Dual plan helps Lynn live healthier 


If you have Medicare and Medicaid, you may qualify for a dual plan. Learn how a dual plan helps Lynn stay healthy and save money on her health care costs.

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- My name is Cynthia Nava, and I'm a Medicare Insurance Broker. I work with all the plans and all the carriers, and I was fortunate enough to be able to meet Lynn and help her with her Medicare insurance needs.


- My name is Lynn Hall. I grew up in Seattle, Washington, and at my age, I don't get around much anymore, but I enjoy socializing with everybody. Like most of us, with ever-changing rules in insurance, I'm just totally lost and confused as to what's what.


- The dual plans are for people who are on Medicare and Medicaid. Medicare and Medicaid do not give people vision, dental, hearing aids, which all those things really affect someone's quality of life. And it can really affect them physically as well, if they are not able to afford getting those things taken care of.


- Well, it's covered my dental, my wheelchair, my prescriptions, the doctors I want to go to. It's been helpful in my whole entire health regime. And I wouldn't have known I got any of this, if it wasn't for Cynthia.


- There are a lot of things changing. And most of the time, the clients do not know that there's plans available to help them with their medical needs, their prescription drug costs, and extra benefits that are very important to them. That can go a long way when you're on a fixed income.


Meet your neighborhood Medicare experts

Great care and a better health plan are just a phone call away.

Our goal is to help you stay healthy and independent. With us, you’ll get expert care that is totally geared toward you. 

That includes working with the right agent to help you with any questions. They will take the time to make sure everything is clear and guide you through your choices.


Laurie Casas

Only Senior Options
License #735791
Phone: 1-253-561-4169, TTY 711


Cynthia Nava

Medicare Planning Partners 
License #819597 
Phone: 1-425-232-3375, TTY 711


woman with phone and computer 


Let us help you explore your Medicare options

We offer classes on Medicare basics, Medicare Advantage plans and more. There’s no charge and classes are open to all. 

Register for a class


Helpful resources


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Health and wellness

Looking for ways to feel your best? Check out our wellness library and community events.

Insurance plans we accept

Learn about the health plans we accept.

Find a doctor

Search for an Optum doctor or provider by name, specialty or location.


如果您想瞭解更多關於低收入醫療保險(Dual Eligibility)的信息及以國語 和粵語 如何獲得幫助和醫療保險方面的資料,請撥打電話 425-233-5304 聯繫代理人張偉業(Benny Cheung)。

만약에 당신이 메디케어와 (Medicare) 메디케이드의 (Medicaid) 신청 자격과 커버리지에 대하여 한국어로 도움을 받기를 원하시면 에이전트, 크리스 리 (Chris Lee) 에게 전화하시기 바랍니다 206-250-1054.

Để biết thêm chi tiết, xin vui lòng liên lạc agent Ha Nguyen 206-880-8637.

These agents are independent licensed Medicare agents and are not an employee or contractor reimbursed by The Polyclinic d/b/a Optum Care Washington. 

Disclaimer: Optum Care Washington and The Polyclinic d/b/a Optum Care Washington (the “Practices”) are both physician owned and led practices having complete authority for all medical decision-making and patient care through their physicians and other licensed professionals. Optum, through its management organizations (“Optum”) provides non-clinical administrative services to support the Practices and their physicians. Neither Optum nor its management companies employs, engages, or supervises physicians or other licensed professionals, or determines or sets the methods, standards, or conduct of the practice of medicine or exercise of medical judgment or health care provided by the Practices or by any of their licensed professionals. “Part of Optum” reflects that the practices are part of Optum’s effort to support forward-thinking physician practices in helping their patients live healthier lives.